Banking & Finance
Overview
Seraphic Advisors is a leading banking and finance law firm in India. Our banking lawyers offer legal financial services with the highest level of understanding. We put together the best team of advocates to serve our clients. Our top priority is to offer reliable & cost-effective legal guidance. Our firm has leading lawyers for banking and finance who offer most commercially relevant legal advice with in-depth knowledge & pragmatic strategy. We advise both international and domestic financial companies, banks and non-banking financial companies on securitization laws, asset finance, banking and insolvency, including corporate debt, project finance, asset and trade finance, real estate finance, derivative transactions and debt capital markets.
Banking and Financial Services Legal Advisory
Seraphic Advisors provides comprehensive legal services to banks, NBFCs, fintech companies, and financial institutions across India, including:
- RBI regulatory compliance and licensing
- Loan documentation and secured lending
- Digital banking and fintech advisory
- Debt recovery and enforcement
- Payment systems and financial technology
- Asset classification and capital management
We deliver strategic legal solutions for the evolving banking and financial services sector, combining regulatory expertise with practical commercial advice.
Get Banking Legal Support
RBI Regulatory Compliance and Licensing
Our banking lawyers advise on Reserve Bank of India regulations and compliance frameworks, including:
- Banking license applications and regulatory approvals
- NBFC registration and compliance
- Master Direction compliance and regulatory updates
- RBI inspections and regulatory correspondence
- Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance
- Risk and capital management frameworks
We help financial institutions navigate complex RBI regulations and maintain ongoing regulatory compliance.
Navigate RBI ComplianceLoan Documentation and Secured Lending
We advise banks, NBFCs, and financial institutions on lending transactions and security documentation, including:
- Corporate and project finance loan documentation
- Secured lending and security creation
- Mortgage, hypothecation, and pledge agreements
- Inter-creditor and consortium lending arrangements
- Loan restructuring and one-time settlement
- Uniform Rules of Demand Guarantees (ICC URDG) compliance
Our lending practice focuses on robust security structures and borrower covenant frameworks aligned with banking industry standards.
Structure Lending TransactionsDigital Banking and Fintech Advisory
Our fintech and digital banking practice advises on emerging financial services and technology-driven banking models, including:
- Digital lending platforms and peer-to-peer lending
- Payment aggregator and payment gateway regulations
- Prepaid payment instruments (PPIs) and wallets
- Account aggregator framework compliance
- Open banking and API-based financial services
- Regulatory sandbox applications and fintech innovation
We help fintech companies and digital banks navigate India's evolving regulatory landscape for financial technology.
Advise on Fintech ComplianceDebt Recovery and Enforcement
We represent banks and financial institutions in debt recovery and enforcement proceedings, including:
- SARFAESI Act proceedings and asset recovery
- Debt Recovery Tribunal (DRT) and DRAT litigation
- Insolvency and Bankruptcy Code (IBC) proceedings
- National Company Law Tribunal (NCLT) representation
- Arbitration and commercial dispute resolution
- Enforcement of security interest and asset liquidation
Our litigation team regularly appears before DRTs, NCLTs, and courts across India in complex debt recovery matters.
Recover Outstanding DebtsSecuritization and Asset Finance
We advise on securitization transactions and asset-backed financing structures, including:
- Securitization of loans and receivables
- Asset reconstruction and distressed asset acquisition
- Pass-through certificate (PTC) issuance
- Direct assignment and synthetic securitization
- Asset reconstruction company (ARC) advisory
- Trade finance and supply chain financing
Our securitization practice supports banks and NBFCs in optimizing capital and managing asset portfolios through structured finance solutions.
Structure Securitization DealsOur Locations
Banking & Finance Lawyers Across India
Banking & Finance Lawyers in Delhi
- Advising on RBI regulatory compliance, banking license applications, and Master Direction compliance
- Loan documentation, securities structuring, and regulatory correspondence with banking authorities
Banking & Finance Lawyers in Mumbai
- Securitization transactions, asset reconstruction, and debt recovery matters
- Advising domestic and international banks, NBFCs, and financial institutions on lending transactions
Banking & Finance Lawyers in Bangalore
- Fintech regulatory advisory, digital banking compliance, and payment systems
- NBFC regulatory matters, capital market financing, and structured finance solutions
Why Choose Us
Strong regulatory insight under RBI and FEMA frameworks
Balanced lender and borrower-side representation
Integrated restructuring and insolvency capability
Pan-India tribunal and enforcement experience
Transactional precision with dispute resolution strength
Accreditations & Honors
Industry Recognition
Consistently ranked and recommended by prestigious global legal directories for exemplary counsel, litigation mastery, and client dedication.
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